I am a major advocate of the SMART use of credit cards.
I have been known to often tap credit cards for major purchases when they are offering attractive rates or balance transfers offers. My favorite aspect of using a credit card is the reward program. I would never use a card that does not offer a [...]

I was fortunate enough to have lunch last week with a friend and mentor who had just returned from a trip oversees. He shared with me some powerful insights into leading, surviving, and thriving through difficult times.
Winston Churchill led Great Britain through what could easily be viewed as their most difficult hour in recorded history. [...]

Friends,
Wow, what a crazy reversal of fortunes for the US and World economies.  Yesterday’s plunge in the markets was exactly one year from the High the Dow Jones Industrial Average hit of just over 14,000. 
Now we sit at about Dow 8500 and with $3 TRILLION of US wealth wiped out.  Most of that happening in [...]