I HATE IT when I suggest a product or service to a friend, and it COMPLETELY bombs for them!  This type of situation just sucks. 
I recently suggest to one of my very best friends that he call Quicken Loans to refinance his Adjustable Rate Mortgage to take advantage of today’s great deals on 30 year [...]

First of all… 
I DON’T think that it is a foregone conclusion that our country is headed for a “depression.”  A depression in economic terms is loosely defined as a countries Gross Domestic Product (GDP) dropping by about 10% or more in a given year.  WHAT I MEAN by GDP is the total value of all [...]