Comments on: How To Pay Off Bills And Get Rid Of Your Debts http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/ Thoughts, ideas, and tools for bridging the gap between your current situation and financial stability. Wed, 08 Sep 2010 09:21:14 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Earn Money Quickly http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-2286 Earn Money Quickly Tue, 06 Jul 2010 03:06:18 +0000 http://www.thealmostmillionaire.com/?p=247#comment-2286 You are so right, credit card debt is terrible and that is the last thing anybody needs. Great tips. You are so right, credit card debt is terrible and that is the last thing anybody needs. Great tips.

]]> By: Welfred http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1724 Welfred Thu, 11 Feb 2010 13:01:41 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1724 Having a credit cards is really helpful if the time come you don't have a cash in your pocket. but if you don't manage it well, it will turn you to a disaster. Doing a simple way of managing your credit cards like having a list in every purchase so that you can trace every expenses you have, i think you can handle it well when the debt came. Having a credit cards is really helpful if the time come you don’t have a cash in your pocket. but if you don’t manage it well, it will turn you to a disaster. Doing a simple way of managing your credit cards like having a list in every purchase so that you can trace every expenses you have, i think you can handle it well when the debt came.

]]> By: belgesel izle http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1594 belgesel izle Tue, 22 Dec 2009 11:08:37 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1594 great idea. great idea.

]]> By: Sarah http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1585 Sarah Fri, 18 Dec 2009 15:15:24 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1585 Such a usefule blog subscribe now thanks. Such a usefule blog subscribe now thanks.

]]> By: PSP Go http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1522 PSP Go Fri, 20 Nov 2009 17:37:27 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1522 Debt really sucks and you have to have a plan and live frugally for a while to get out of it. It is worth it though as when you are in debt it is very stressful. Debt really sucks and you have to have a plan and live frugally for a while to get out of it. It is worth it though as when you are in debt it is very stressful.

]]> By: Credit Girl http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1478 Credit Girl Tue, 10 Nov 2009 01:23:17 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1478 great idea. for me personally, that also means cutting shopping costs and dining out. Instead, I stay in every other weekend and that saves me a lot. great idea. for me personally, that also means cutting shopping costs and dining out. Instead, I stay in every other weekend and that saves me a lot.

]]> By: Sytropin Review http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1457 Sytropin Review Sun, 01 Nov 2009 23:05:06 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1457 Credit card debt is killing millions of people in this country. You need to be very careful with those pieces of plastic. Credit card debt is killing millions of people in this country. You need to be very careful with those pieces of plastic.

]]> By: The Almost Millionaire http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1436 The Almost Millionaire Thu, 22 Oct 2009 22:32:54 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1436 @Reed, Great insight and perspective! Thanks for sharing and for taking the time to interact. Best, TAM @Reed,
Great insight and perspective! Thanks for sharing and for taking the time to interact.
Best,
TAM

]]> By: Reed http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1435 Reed Wed, 21 Oct 2009 13:12:27 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1435 I hate to be the dark stormy cloud that rains on parades but I have to through my 2 cents in. I'll start of by saying that this is undoubtedly good advice...for the right type of person. However, I think you're preaching to the choir on this one. My guess is that anyone who reads your blog is money-conscious already and either has little/no debt or has a plan to become debt-free. From what I've found, money has a multiplier effect. Those that have respect for it and save tend to end up just fine while those who don't, end up spiraling downward. And as someone above mentioned, credit cards have extremely delayed consequences and by that point it's hard to have any behavior conditioning. I know that some people one day wake up and want to become debt free. I personally think that your advice won't work for the majority of these people (I'm sure there are exceptions). I think that they need a different approach that's less painful than scaling back expenses (let's face it; it sucks giving up things). I like switching to an all-cash economy due to the psychology of parting with something (and the immediate feedback). Another approach I would suggest would be the "pay yourself first" method where you set aside money right off the top. That way your budget is restricted by design and the money put away can be used to save for retirement, make large down payment on debt or other necessary items (car or house; NOT boat or jet-ski). Different approaches will work for different people. Hopefully another point of view helps. I hate to be the dark stormy cloud that rains on parades but I have to through my 2 cents in. I’ll start of by saying that this is undoubtedly good advice…for the right type of person. However, I think you’re preaching to the choir on this one. My guess is that anyone who reads your blog is money-conscious already and either has little/no debt or has a plan to become debt-free. From what I’ve found, money has a multiplier effect. Those that have respect for it and save tend to end up just fine while those who don’t, end up spiraling downward. And as someone above mentioned, credit cards have extremely delayed consequences and by that point it’s hard to have any behavior conditioning.

I know that some people one day wake up and want to become debt free. I personally think that your advice won’t work for the majority of these people (I’m sure there are exceptions). I think that they need a different approach that’s less painful than scaling back expenses (let’s face it; it sucks giving up things). I like switching to an all-cash economy due to the psychology of parting with something (and the immediate feedback). Another approach I would suggest would be the “pay yourself first” method where you set aside money right off the top. That way your budget is restricted by design and the money put away can be used to save for retirement, make large down payment on debt or other necessary items (car or house; NOT boat or jet-ski).

Different approaches will work for different people. Hopefully another point of view helps.

]]> By: PSP Go http://www.thealmostmillionaire.com/how-to-pay-off-bills-and-get-rid-of-your-debts/comment-page-1/#comment-1417 PSP Go Fri, 09 Oct 2009 00:30:29 +0000 http://www.thealmostmillionaire.com/?p=247#comment-1417 Paying off your debts bit by bit is the only way to go. It does take patience, sacrifice and discipline though. Paying off your debts bit by bit is the only way to go. It does take patience, sacrifice and discipline though.

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