Smart Use of Credit Cards
I am a major advocate of the SMART use of credit cards.
I have been known to often tap credit cards for major purchases when they are offering attractive rates or balance transfers offers. My favorite aspect of using a credit card is the reward program. I would never use a card that does not offer a rebate program. I have enjoyed some amazing free stuff over the years through using rewards cards for personal and business purchases, and paying them off in full each month. In fact, my last four airline flights have been completely free because of the airline miles I’ve earned through my credit cards.
Anyways, I’ve found a great place to compare and contrast which credit card may be best for your individual situation. Visit Credit-Land.com and check out the various credit cards that are out there right now.
There are really two good ways to search.
If you are looking for the lowest possible APR…
If you are looking for a great Balance Transfer Card, they offer a lot of different options.
Good luck, and remember to use credit wisely!
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November 16th, 2008 at 8:52 pm
Thanks for the tip, you always seem to find helpful online tools!
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November 16th, 2008 at 9:14 pm
I only use my credit card for internet purchases and big purchases and always make sure that I have to money to pay it off!
Tom – EconomicCrisisBlog.coms last blog post..Economic Warfare: Is The United States Revolutionising War
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November 20th, 2008 at 12:42 am
Thanks for the tip!
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November 29th, 2008 at 10:05 pm
Good advice…Me and credit cards don’t exactly mix well tho…lol
Keg of Wisdoms last blog post..The Week You Can’t Remember: Nov. 24-28
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December 16th, 2008 at 3:33 am
I feel so sorry for people who get caught up in credit card debt. Its almost as if they don’t realize that they have to pay it back. I like you love my credit card and use if for everything I can including paying for bills. Its a great way to amass points. The one thing I always make sure of is, if I can’t afford it, I don’t buy it.
Sires last blog post..Wassup Blog’s Mean Woman Blues
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December 17th, 2008 at 5:17 am
I have to admit that I don’t ever think about rewards programs from my credit cards, although the few cards I have to have those programs. Truthfully, I selected the cards I did because of their APR, although my platinum card doesn’t have an APR, just wants me to pay the balances at the end of each month, and I like that just fine also.
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December 17th, 2008 at 5:16 pm
I use an american express card, I’m not even sure if I have a rewards program. I need to look into it
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May 13th, 2009 at 12:49 pm
great.. i agrea for you post.. i am interest
johns last blog post..Earned income credit info
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November 20th, 2009 at 5:30 pm
If you use credit carefully, it can work well for you, you need self discipline though.
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December 8th, 2009 at 3:02 pm
Great article, i’m waiting for more!
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January 7th, 2010 at 5:10 pm
Do you take contributions via paypal?
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May 30th, 2010 at 6:21 pm
My favourite use of my credit card is: keeping it in my pocket. I prefer to pay cash anywhere I go so I can keep track.
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June 27th, 2010 at 6:15 pm
For the best Credit Card Affiliate Program check us out!
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