Entries Tagged ‘Personal Finance’

Financial “Spring Cleaning” Tips

It is not quite Spring yet here in Michigan, but it has been such a mild winter, my internal clock is ticking early this year. The personal financial habit that I’ve developed over the past 7 years is to preform a personal financial clean-up session at about the same time I decide to clean my […]

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2010 Financial Tips Recap

Last January, I gave you my Top Financial Tips for 2010.  Seems to me that it would be fair to recap my personal progress in “Practicing what I Preach” as most people (including me) are usually no great at doing just that. 1.)  Save as much of your income as you UNCOMFORTABLY can! I can honestly say […]

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Top Financial Tips for 2010

If you have been hanging around at this Personal Finance Blog very long, you may remember my 2009 Top 10 Personal Finance Tips posted in Jan. of last year.  Personally, I thought that was one of my finest posts (if I do say so myself).  But alas, I only received 18 comments…not nearly as many as […]

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Email links – the devil is in the detail!

Links and websites can be forged. So when you click a link in an email that claims to be from a bank or credit card company, how do you know it’s taking you where says it’s taking you? Well, you don’t, that’s why you should always be careful. A link in an email can be […]

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How To Pay Off Bills And Get Rid Of Your Debts

If you owe a higher amount of money than what you make every month, it might be intimidating. However, there is a solution that can help you get out of this debt trap and relieve your stress. These cost-cutting steps can assist you to reduce your monthly expenditures which would offer you more money that […]

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My Best Investment – 1st Quarter 2009

Several months ago I posted about some of the great companies that I was buying as the entire stock market was tanking.  I purchased 15 companies over at Fristrade.  As of today, nine of them have lost money, five of them have made money…but my account is sitting at almost EXACTLY the $15,000 that I started with…so […]

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Franchising For Cash Flow

 Over the past 5 years I’ve had the opportunity to buy, operate, and sell five franchised restaurants.  The restaurant businesses, and specifically franchised restaurants, have provided significant additional cash flow for my family (on top of my earnings as a financial advisor 2002-2006, and VP @ Private Equity firm 2007-present).   I think the key is to realize […]

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How I Shaved $30,000 From My Family Budget

In 2007 I sold two successful restaurants that I owned to a gentleman who had three other similar restaurants.  He was looking to expand his empire, and I was looking to simplify my life a bit.  This sale was GREAT in that it put a couple hundred thousand into the bank pretty fast.  What was […]

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Why Capital One SUCKS!

(I know the above graphic sucks, but I was too lazy and tired to mess with PhotoShop tonight) JUST TWO DAYS AGO I was having lunch with a friend from work.  I was BRAGGING about how great my Capital One No Hassle Rewards Card was.  Great rewards, and an EXTREMELY LOW interest rate.  Look very […]

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Tips for surviving a depression!

First of all…  I DON’T think that it is a foregone conclusion that our country is headed for a “depression.”  A depression in economic terms is loosely defined as a countries Gross Domestic Product (GDP) dropping by about 10% or more in a given year.  WHAT I MEAN by GDP is the total value of […]

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